There are many different discussions on the Internet, all coming from different angles, about whether it makes more sense to get a 15-year or 30-year Fixed Rate mortgage. We certainly would like to contribute our thoughts into this topic, but more from a real estate investment perspective. 15-Year Mortgage What are the pros and cons…
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DSCR – Debt Service Coverage Ratio
Even though the title of this blog post is DSCR (Debt Service Coverage Ratio), we will use this opportunity to explain both DSCR and DTI (Debt To Income Ratio), as they are both important concepts around debt financing calculations. First, let’s check out the formula for DSCR: DSCR = NOI / Total Debt Service We…